Won the lotto — or dreaming about it? In the Philippines, PCSO prizes above ₱10,000 pay a 20% final tax on the whole amount under the TRAIN law (RA 10963), withheld before payout. Prizes of ₱10,000 and below are tax-free. Enter any amount to see your exact take-home:
- Gross prize
- ₱50,000,000
- 20% final tax
- − ₱10,000,000
- You take home
- ₱40,000,000
Lotto Tax Examples — Quick Reference
| Gross Prize | 20% Tax | Take-Home |
|---|---|---|
| ₱5,000 | Exempt | ₱5,000 |
| ₱10,000 | Exempt | ₱10,000 |
| ₱50,000 | − ₱10,000 | ₱40,000 |
| ₱1,000,000 | − ₱200,000 | ₱800,000 |
| ₱50,000,000 | − ₱10,000,000 | ₱40,000,000 |
| ₱500,000,000 | − ₱100,000,000 | ₱400,000,000 |
Current Minimum Jackpots After Tax
What each game's minimum jackpot looks like in your pocket:
| Game | Min. Jackpot | After 20% Tax |
|---|---|---|
| Ultra Lotto 6/58 | ₱49,500,000 | ₱39,600,000 |
| Grand Lotto 6/55 | ₱29,700,000 | ₱23,760,000 |
| Super Lotto 6/49 | ₱15,800,000 | ₱12,640,000 |
| Mega Lotto 6/45 | ₱8,900,000 | ₱7,120,000 |
| Lotto 6/42 | ₱5,900,000 | ₱4,720,000 |
FAQ
- How much tax is deducted from lotto winnings in the Philippines?
- Under the TRAIN law (Republic Act 10963), PCSO lotto prizes above ₱10,000 are subject to a 20% final tax on the full amount. Prizes of ₱10,000 and below are tax-exempt. The tax is withheld by PCSO before payout, so the amount you receive is already net.
- If I win a ₱50 million jackpot, how much do I actually get?
- ₱40,000,000. The 20% final tax (₱10,000,000) is deducted from the full jackpot before payout.
- Is the 20% tax applied only to the amount above ₱10,000?
- No. Once a prize exceeds ₱10,000, the 20% final tax applies to the entire prize, not just the excess. A ₱20,000 win pays ₱4,000 in tax, leaving ₱16,000.
- Do I still need to declare lotto winnings in my income tax return?
- No. The 20% is a final withholding tax — the prize is no longer included in your taxable income and nothing more is owed on it. Keep your claim documents as proof.
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Disclaimer
This calculator reflects the PCSO prize tax rules under the TRAIN law as commonly applied. It is general information, not tax or legal advice — for large prizes, confirm the exact computation with PCSO or a tax professional when you claim.
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